List every holding and see your annual dividend income plus a month-by-month estimate — find the thin months, then fill them. Free, no signup.
Short answer
Annual income per holding = shares × annual dividend per share. Add every holding for your yearly total, divide by 12 for the monthly average. Add your positions below for the exact breakdown.
Most US dividend stocks pay quarterly, a few pay monthly, and some foreign payers distribute once or twice a year. Steady monthly income comes from combining payers whose schedules complement each other. The planner multiplies each row (shares × annual dollars per share) and sums the rows — the frequency you pick documents how each holding pays, and the monthly grid spreads the total evenly as an estimate.
Use the planner iteratively: enter your current portfolio, note the monthly average, then model swaps — e.g. replacing a low-yield position with a monthly payer — and watch the average move. Every change is arithmetic on your inputs; nothing here predicts future payouts.
Either hold monthly payers or stagger quarterly payers whose pay months differ (e.g. one paying Jan/Apr/Jul/Oct, another Feb/May/Aug/Nov, another Mar/Jun/Sep/Dec). List your holdings above — the planner totals your annual income and shows the monthly average so you can spot thin months.
We do not track every company’s pay-month schedule, so without that data any per-month assignment would be invented. The planner spreads your annual total evenly and labels it an estimate. For exact pay months, check each holding’s distribution calendar with your broker.
The dividend income calculator gives one portfolio-level income figure. This planner itemizes holding by holding — shares × annual dividend per share, honoring each holding’s pay frequency — so you can see which positions carry your income and rebalance toward the months you want to fill.
No. Enter the current annual dividend per share for each holding; if a company raises, cuts, or suspends its payout, update that row and re-run. The planner computes from your inputs only — it never fetches live quotes.
No. This is an arithmetic planning tool, not a recommendation to buy any stock. Dividend amounts and frequencies change at boards’ discretion. Verify figures with your broker and consider professional advice for your situation.
Put this calculator on your own site. The attribution link underneath keeps it free for everyone.
<iframe src="https://dividendengines.com/calculators/monthly-income-planner" width="100%" height="900" style="border:1px solid #e2e8f0;border-radius:8px" title="Monthly Dividend Income Planner" loading="lazy"></iframe> <p style="font-size:12px">Calculator by <a href="https://dividendengines.com/calculators/monthly-income-planner">Dividend Engines</a> — free dividend tools, no signup.</p>
Educational tool only — not financial advice. Verify dividend amounts and schedules with your broker.
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